Buyer's Rebate Program

You do the search. Get cash back at closing.

reAlpha returns up to 50% of the buyer-agent commission directly to you — itemized on your Closing Disclosure, with no surprises before you sign.

Calculate your savings See how it works →

$9,800

Avg. cash back paid

14+

Eligible states

$0

Hidden fees

Savings estimator

How much will you get back at closing?

Simple process

Four steps to your cash back

Your cash back is calculated upfront and credited on your Closing Disclosure — no paperwork chasing, no post-close delays.

01

Search with reAlpha

Use Claire, your AI, to search across all MLS listings. You stay in the driver's seat — your real expert team handles what needs a human.

02

Sign your buyer agreement

Your cash back amount is disclosed and agreed upon before you tour or make an offer — fully compliant with the new written buyer agreement requirements.

03

Close on your home

Your licensed reAlpha agent guides you through offer, negotiation, and closing. Your cash back appears as a credit on your Closing Disclosure.

04

Receive your savings

The credit reduces your out-of-pocket closing costs directly at closing — freeing up cash for what matters after you get the keys.

How the math works

Where the money comes from

In a traditional sale, the buyer-agent commission is paid out of the home sale and goes entirely to the agent. reAlpha shares it with you instead — transparently, and in writing before you sign.

On a $500,000 home

$6,250

Returned to you at closing, assuming a 2.5% buyer-agent commission

Buyer-agent commission split

50% — your cash back

50% — reAlpha

Your reAlpha agent gets paid for the work they do on your transaction. The savings come from automation — not from cutting service.

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No minimum purchase price

Whether you're buying a starter home or your forever place, the rebate scales with your purchase price.

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Fully disclosed before you sign

Your exact cash back amount is written into your buyer agreement — not a vague estimate that shifts at closing.

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Compatible with most lenders

Cash back appears as a closing-cost credit on the Closing Disclosure, accepted by conventional, FHA, and most VA loans.

Eligibility

Who qualifies for cash back

Most homebuyers using a reAlpha agent in an eligible state qualify. A few situations limit or change how the rebate works — we walk through them below.

You qualify if

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Cash back may be limited if

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Cash back available in

Florida

Texas

Georgia

Arizona

Nevada

Tennessee

North Carolina

South Carolina

Ohio

Virginia

Maryland

Pennsylvania

Indiana

Michigan

Coming soon or restricted

Oregon

Iowa

Missouri

Real buyers, real cash back

What buyers received at closing

Real cash-back amounts paid out to reAlpha buyers in the past 12 months. Names changed for privacy.

$7,200

Cash back at closing

I was already touring homes on my own. The cash back covered my closing costs and left enough for new appliances.

Marcus R. · Tampa, FL · First-time buyer

$11,500

Cash back at closing

We knew exactly what neighborhood we wanted. The reAlpha team handled the paperwork and we got a check toward our move.

Sarah & Tom L. · Austin, TX · Move-up buyers

$6,400

Cash back at closing

Claire helped me narrow down listings before bed every night. By the time I called my agent, I knew which one I wanted.

Jordan P. · Atlanta, GA · Investment property

Common questions

What buyers ask before signing

Is the cash back taxable?

The IRS treats buyer-agent rebates as a reduction in the purchase price, not as taxable income. We recommend speaking with your tax advisor for your specific situation.

Will my offer be less competitive because of the rebate?

No. The seller pays the same total commission either way. Your cash back comes out of reAlpha's portion, not the seller's, so your offer is identical to one without a rebate from the seller's perspective.

How does this work with the new NAR settlement rules?

The August 2024 NAR settlement requires every buyer to sign a written buyer agreement that discloses agent compensation upfront. Your reAlpha agreement spells out the cash-back amount in writing before you tour any homes — making the program fully compliant with the new rules.

Can I use the cash back toward my down payment?

It depends on your lender. Most lenders allow buyer-agent credits to offset closing costs. Some loan programs let you apply unused credits to reduce your loan amount, which lowers your monthly payment. Your reAlpha agent will coordinate with your lender to maximize the benefit.

Am I getting full-service representation, or is this a discount brokerage?

Full-service. You get a licensed agent who handles negotiation, contracts, inspections, and closing. The savings come from automation — Claire does the listing search and document prep — not from cutting human support where it matters.

reAlpha Realty, LLC Licensed in FL and GA ()

Additional brokerage services managed by Prevu Licensed to do business as Prevu Real Estate LLC in CO, CT, DC, FL, MA, MD, NJ, NY, PA, TX, VA, and WA, and as Prevu Real Estate, Inc in CA. (View licenses)
California DRE #02134758

And Continental Real Estate Group, Inc, licensed in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NH, NJ, NM, NV, NY, OH, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WV, WY. (View licenses)
California DRE #2232851
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NYDOS: § 442-H New York Standard Operating Procedures| § New York Fair Housing Notice
‍TREC: Information about Texas brokerage services, Texas Consumer protection notice

reAlpha Mortgage | NMLS #1743790 ()

For information purposes only. This is not a commitment to lend or extend credit.
Information and/or dates are subject to change without notice. All loans are subject to credit approval.
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Debt Does Deals, LLC D/B/A reAlpha Mortgage™.

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© 2026 reAlpha Tech Corp. All rights reserved.

Important legal disclosures

¹The rebate offer is available only to customers who buy a home through real estate services by reAlpha Realty, LLC, Prevu Real Estate LLC, and Prevu Real Estate, Inc., licensed real estate brokerages, with the option to use reAlpha Mortgage where available. You may qualify for a closing cost credit up to 1.5% of the purchase price (up to 1.0% for real estate services, plus up to 0.5% when you also use reAlpha Mortgage). Example: $550,000 × 1.5% = $8,250. Credits are not guaranteed and service availability varies by state.

Example savings are illustrative and may not be representative of actual customer savings.Rebate may not be redeemed for cash, is not transferable, and may not be rolled over. Additional terms, . Rebate is subject to change at any time, except as otherwise required by law or expressly agreed to in writing.

Homebuyers who purchased a home with reAlpha Realty, LLC, Prevu Real Estate LLC, or Prevu Real Estate, Inc., licensed real estate brokerages, in 2025 received a median rebate of $10,450.

Customers are not required to use services of any affiliated companies.

Some images on this website may be AI-generated and are used solely for illustrative purposes. All property listing images are actual photographs unless clearly marked otherwise.